8 August 30, 2015
Economic sciences
1. Jasmina Ademović, Erkan Ilgün
Analysis Of Credit Risk in Legal Entities in The Case of „Vakufska Banka“ – Sarajevo
European Researcher. Series A, 2015, Vol.(97), Is. 8, pp. 526-531.
Number of views: 1061 Download in PDF
2. Evgeniya V. VidishchevaEuropean Researcher. Series A, 2015, Vol.(97), Is. 8, pp. 526-531.
Abstract:
Each bank in its operations, faces numerous factors that can lead to negative consequences. Risk represents the uncertainty of future outcomes, which consists of uncertainties and exposure to the specified uncertainty. If the bank is exposed to uncertainty it can lead to serious financial consequences, provided that the level of uncertainty is not equated with the degree of exposure. It should be noted that most of the risks can not be predicted and financial institutions over and over again are facing with crisis phenomena and numerous losses because they do not have accompanying measures and strategies to combat the risks. The subject of the final paper is related to the definition and analysis of credit risk management. In accordance with a defined problem and the subject of research, the main goals are to define the main banking risks as well as the Basel principles and risk management strategy, define credit risk, analyze credit risk management in banking and to analyze and present credit risk management in legal entities in the example of the "Vakufska banka“ (analysis of qualitative and quantitative indicators, cash flow analysis, analysis projects, the SC analysis, exposure, analysis of related parties). JEL Classification codes : G2, G1.
Each bank in its operations, faces numerous factors that can lead to negative consequences. Risk represents the uncertainty of future outcomes, which consists of uncertainties and exposure to the specified uncertainty. If the bank is exposed to uncertainty it can lead to serious financial consequences, provided that the level of uncertainty is not equated with the degree of exposure. It should be noted that most of the risks can not be predicted and financial institutions over and over again are facing with crisis phenomena and numerous losses because they do not have accompanying measures and strategies to combat the risks. The subject of the final paper is related to the definition and analysis of credit risk management. In accordance with a defined problem and the subject of research, the main goals are to define the main banking risks as well as the Basel principles and risk management strategy, define credit risk, analyze credit risk management in banking and to analyze and present credit risk management in legal entities in the example of the "Vakufska banka“ (analysis of qualitative and quantitative indicators, cash flow analysis, analysis projects, the SC analysis, exposure, analysis of related parties). JEL Classification codes : G2, G1.
Number of views: 1061 Download in PDF
The Impact Analysis of Sanctions and Embargo on the Russian Foreign Trade Policy
European Researcher. Series A, 2015, Vol.(97), Is. 8, pp. 532-538.
Number of views: 1049 Download in PDF
European Researcher. Series A, 2015, Vol.(97), Is. 8, pp. 532-538.
Abstract:
The article gives an overview of the impact of the sanctions imposed against Russia and Russian retaliatory embargo on the trade policy. Also the article presents the analysis of Russia's foreign trade in recent years in the context of export-import operations, as well as by the main countries and groups of countries, which showed that the volume of trade between Russia and the majority of countries that supported the anti-Russian sanctions were considerably reduced. The main conclusion of the conducted analysis is that before the crisis in Ukraine, our main trading partners were European countries, today a growing share in the trade turnover with Russia began to play the Orient.
The article gives an overview of the impact of the sanctions imposed against Russia and Russian retaliatory embargo on the trade policy. Also the article presents the analysis of Russia's foreign trade in recent years in the context of export-import operations, as well as by the main countries and groups of countries, which showed that the volume of trade between Russia and the majority of countries that supported the anti-Russian sanctions were considerably reduced. The main conclusion of the conducted analysis is that before the crisis in Ukraine, our main trading partners were European countries, today a growing share in the trade turnover with Russia began to play the Orient.
Number of views: 1049 Download in PDF
Pedagogical sciences
3. Alexander Fedorov
Comparative Analysis of Students’ Media Competences Levels
European Researcher. Series A, 2015, Vol.(97), Is. 8, pp. 539-559.
Number of views: 942 Download in PDF
European Researcher. Series A, 2015, Vol.(97), Is. 8, pp. 539-559.
Abstract:
This article analyzed the results of survey of university students’ media literacy competence (on the base of a classification of indicators of media literacy competence of the audience as an effective tool for comparative analysis of the levels of development of media competence of students of the control and experimental groups): the level of media competence of students who have a one-year training course in the framework of media literacy education courses four times higher than in similar indicators in the control group. Analysis of the results of this survey confirmed the general trend of media contacts of student audience – its orientation to entertainment genres of audiovisual media, visually appealing; positive, active, unmarried, childless, educated, highly qualified characters (primarily – male characters) aged 19 to 35 years. These heroes are characteristic optimism, independence, intelligence, emotion. They have an excellent command of the life situation and have a positive impact on the development progress of the plot of a media text.
This article analyzed the results of survey of university students’ media literacy competence (on the base of a classification of indicators of media literacy competence of the audience as an effective tool for comparative analysis of the levels of development of media competence of students of the control and experimental groups): the level of media competence of students who have a one-year training course in the framework of media literacy education courses four times higher than in similar indicators in the control group. Analysis of the results of this survey confirmed the general trend of media contacts of student audience – its orientation to entertainment genres of audiovisual media, visually appealing; positive, active, unmarried, childless, educated, highly qualified characters (primarily – male characters) aged 19 to 35 years. These heroes are characteristic optimism, independence, intelligence, emotion. They have an excellent command of the life situation and have a positive impact on the development progress of the plot of a media text.
Number of views: 942 Download in PDF
Sociological sciences
4. Nkansah Anakwah, Charity S. Akotia, Joseph Osafo, Feikoab Parimah, Jacob Owusu Sarfo, Gloria Baaba Aggrey
Risky Driving Attitudes in Ghana: Is the Use of Fear-Based Messages Operational?
European Researcher. Series A, 2015, Vol.(97), Is. 8, pp. 560-567.
Number of views: 1037 Download in PDF
European Researcher. Series A, 2015, Vol.(97), Is. 8, pp. 560-567.
Abstract:
Scare tactics are often used in road safety campaigns even though years of research into fear appeals have yielded inconsistent results. In Ghana, where all efforts are being made to reduce traffic accidents, the use of fear appeals and threat of enforcement has not been spared. In an experimental study, the researchers investigated the effectiveness of this message on risky driving attitude and also explored the effect of an alternative strategy, fear of prosecution. Findings from this study suggest that fear appeals, fear of prosecution and combination of these two strategies do not have an effect on risky driving attitudes. These findings are used to make conclusions about the design of road safety campaigns incorporating such scare tactics.
Scare tactics are often used in road safety campaigns even though years of research into fear appeals have yielded inconsistent results. In Ghana, where all efforts are being made to reduce traffic accidents, the use of fear appeals and threat of enforcement has not been spared. In an experimental study, the researchers investigated the effectiveness of this message on risky driving attitude and also explored the effect of an alternative strategy, fear of prosecution. Findings from this study suggest that fear appeals, fear of prosecution and combination of these two strategies do not have an effect on risky driving attitudes. These findings are used to make conclusions about the design of road safety campaigns incorporating such scare tactics.
Number of views: 1037 Download in PDF
Cultural Studies
5. Tatiana Portnova
System Attraction of Visual and Iconographic Material as a Development Thrust of Modern Ballet Theater
European Researcher. Series A, 2015, Vol.(97), Is. 8, pp. 568-574.
Number of views: 1026 Download in PDF
6. European Researcher. Series A, 2015, Vol.(97), Is. 8, pp. 568-574.
Abstract:
The article deals with the issues of artwork impact on ballet artists’ and ballet masters’ creativity – creation of choreographic works based on artworks. Facts (examples) demonstrating such borrowing are involved, but more significantly, the range of potential opportunities, which may enrich modern ballet theater, is outlined. The matter of figurative material takes on particular importance, i.e. the issue to what extent a choreographic work reflects the essence of an artwork accurately, deeply, and adequately. The article considers the connection and mutual benefit of the processes of creative interpenetration of graphics, art, sculpture, arts and crafts, and ballet theater. Different techniques of figurative sources are studied: illustration, statement, demonstration, comparison, event localization, generalization, stylistic device, and their visualization by means of choreographic dynamics. It’s concluded the synthetic nature of ballet theater gives rise to new polygenre structures that can intensify both expressive and semantic content of choreographic image, create original stage solutions.
The article deals with the issues of artwork impact on ballet artists’ and ballet masters’ creativity – creation of choreographic works based on artworks. Facts (examples) demonstrating such borrowing are involved, but more significantly, the range of potential opportunities, which may enrich modern ballet theater, is outlined. The matter of figurative material takes on particular importance, i.e. the issue to what extent a choreographic work reflects the essence of an artwork accurately, deeply, and adequately. The article considers the connection and mutual benefit of the processes of creative interpenetration of graphics, art, sculpture, arts and crafts, and ballet theater. Different techniques of figurative sources are studied: illustration, statement, demonstration, comparison, event localization, generalization, stylistic device, and their visualization by means of choreographic dynamics. It’s concluded the synthetic nature of ballet theater gives rise to new polygenre structures that can intensify both expressive and semantic content of choreographic image, create original stage solutions.
Number of views: 1026 Download in PDF